diff --git a/testapp/accountcreation.py b/testapp/accountcreation.py
new file mode 100644
index 00000000..748a9904
--- /dev/null
+++ b/testapp/accountcreation.py
@@ -0,0 +1,172 @@
+from formset.collection import FormCollection
+from formset.stepper import StepperCollection
+from formset.forms import Form as FormsetForm
+from formset.dialog import DialogForm
+from formset.formfields.activator import Activator
+from formset.renderers import ButtonVariant
+from formset.widgets import Button, DateTextbox
+
+class AcceptDialogForm(DialogForm):
+    title = "Terms of Use"
+    epilogue = mark_safe(
+        """
+        <p>This site does not allow content or activity that:</p>
+        <ul>
+            <li>is unlawful or promotes violence.</li>
+            <li>shows sexual exploitation or abuse.</li>
+            <li>harasses, defames or defrauds other users.</li>
+            <li>is discriminatory against other groups of users.</li>
+            <li>violates the privacy of other users.</li>
+        </ul>
+        <p><strong>Before proceeding, please accept the terms of use.</strong></p>
+    """
+    )
+    induce_open = "stepper.step_three.open_terms_modal:active || stepper.step_three.submit:active || stepper.step_three.submit_activator:active"
+    induce_close = ".accept:active || .reject:active"
+    accept = Activator(
+        label="Accept",
+        widget=Button(
+            action='setFieldValue(stepper.step_three.accept_terms, "on") -> activate("close")',
+            button_variant=ButtonVariant.PRIMARY,
+        ),
+    )
+    reject = Activator(
+        label="Reject",
+        widget=Button(
+            action='activate("close")',
+            button_variant=ButtonVariant.SECONDARY,
+        ),
+    )
+
+
+class AccountRegistrationContactForm(FormsetForm):
+    """Collect contact details for initial account registration."""
+
+    step_label = "Contact"
+    induce_activate = None  # first step, no induction needed
+    registration_id = IntegerField(required=False, widget=forms.HiddenInput)
+    email = EmailField(
+        label="Email",
+        widget=forms.EmailInput(attrs={"placeholder": "you@example.com"}),
+    )
+    birthday = DateField(
+        label="Birthday",
+        widget=DateTextbox,
+    )
+    next = Activator(
+        label="Next",
+        widget=Button(
+            action='submitPartial -> setFieldValue(stepper.step_one.registration_id, ^registration_id) -> setFieldValue(stepper.step_two.registration_id, ^registration_id) -> setFieldValue(stepper.step_two.email, stepper.step_one.email) -> setFieldValue(stepper.step_three.registration_id, ^registration_id) -> activate("apply")'
+        ),
+    )
+
+
+class AccountRegistrationVerificationForm(FormsetForm):
+
+    step_label = "Verify Email"
+    induce_activate = "stepper.step_one.next:active"
+
+    # Hidden field to track partial updates
+    registration_id = IntegerField(required=False, widget=forms.HiddenInput)
+    # Hidden field to track email for use in the resend activator
+    email = EmailField(required=False, widget=forms.HiddenInput)
+
+    verification_code = CharField(
+        label="Email Verification Code",
+        help_text="A verification code has been emailed to you.",
+        max_length=6,
+        validators=[RegexValidator(r"^\d{6}$", _("Enter the 6-digit code we sent you."))],
+        widget=forms.TextInput(
+            attrs={
+                "inputmode": "numeric",
+                "autocomplete": "one-time-code",
+                "placeholder": "Enter 6-digit code",
+            }
+        ),
+    )
+
+    resend_email = Activator(
+        label="Resend Email",
+        widget=Button(
+            action='emit("account-registration:verify-email-resend")',
+            attrs={
+                "data-forward-fields": "registration_id email",
+            },
+        ),
+    )
+
+    next = Activator(label="Next", widget=Button(action='submitPartial -> activate("apply")'))
+
+
+class AccountRegistrationCredentialsForm(FormsetForm):
+    """Collect username, password, and consent to terms."""
+
+    step_label = "Credentials"
+    induce_activate = "stepper.step_two.next:active"
+
+    # Hidden field to track partial updates
+    registration_id = IntegerField(required=False, widget=forms.HiddenInput)
+
+    username = CharField(
+        label="Username",
+        max_length=150,
+        widget=forms.TextInput(),
+    )
+    password = CharField(
+        label="Password",
+        min_length=8,
+        max_length=20,
+        widget=forms.PasswordInput(),
+        help_text="Between 8 and 20 characters.",
+    )
+    accept_terms = BooleanField(
+        label="I agree to the placeholder terms and conditions.",
+        initial="",
+        required=True,
+    )
+    # dedicated activator to open the terms modal
+    open_terms_modal = Activator(
+        label="terms of use",
+        widget=Button(
+            action="activate",
+        ),
+    )
+    # invoking activate wont work because "submit" is a reserved/blessed word
+    submit = Activator(
+        label="Submit",
+        widget=Button(
+            action='stepper.step_three.accept_terms == "" ? activate : submit -> proceed',
+        ),
+    )
+    # invoking activate will work because submit_activator is a custom name
+    submit_activator = Activator(
+        label="Submit",
+        widget=Button(
+            action='stepper.step_three.accept_terms == "" ? activate : submit -> proceed',
+        ),
+    )
+
+
+class AccountRegistrationStepper(StepperCollection):
+    """Stepper wiring for progressive account registration."""
+
+    template_name = "custom_widget_templates/custom_stepper_collection_no_banner.html"
+
+    step_one = AccountRegistrationContactForm()
+
+    step_two = AccountRegistrationVerificationForm()
+
+    step_three = AccountRegistrationCredentialsForm()
+
+
+class AccountRegistrationCollection(FormCollection):
+    """
+    Parent collection that holds:
+      - The stepper (its own internal steps)
+      - The terms dialog as a sibling (NOT a step)
+    """
+
+    legend = "Create Your StoryArk Account"
+
+    stepper = AccountRegistrationStepper()
+    terms = AcceptDialogForm(is_modal=True)  # on step three